Which of the following safety and privacy features is not included in a P2P app or service?

Homework Help: Questions and Answers: Which of the following safety and privacy features is not included in a P2P app or service?

a) A user PIN
b) Representative call for confirmation of payments over $100
c) Opt-out of data sharing
d) Verification of payment amount before sending

Answer:

To solve this question, let’s analyze each option and how it relates to safety and privacy in a peer-to-peer (P2P) app or service:

Given Options: Step by Step Answering

a) A user PIN

• A user PIN is a common security feature in P2P apps, used to protect access to the app and authenticate the user before making a transaction.
• This is a common safety feature in P2P services.

b) Representative call for confirmation of payments over $100

• Most P2P apps do not rely on customer service calls for payment confirmation, as the process is typically automated for convenience. Adding a representative call could slow down transactions and doesn’t align with the usual fast-paced nature of P2P apps.
• This is not a typical feature in P2P services.

c) Opt-out of data sharing

• Many apps, including P2P apps, offer privacy options such as opting out of data sharing with third parties to protect users’ information.
• This is a common privacy feature.

d) Verification of payment amount before sending

• P2P apps usually provide a final confirmation screen to verify the amount before the user sends the payment, ensuring the user can review the transaction.
• This is a standard safety feature.

Final Answer:

Based on the above analysis, The correct answer is:

b) Representative call for confirmation of payments over $100

This level of manual verification would be unusual for a P2P service, as it would slow down transactions and increase operational costs, which goes against the quick and automated nature of most P2P platforms.

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